Bonsai Investment Management
Bonsai Investment Management - A Differentiated Experience
Traditionally, Asset Liability Management (ALM) has been a critical practice in financial management used primarily in institutions such as banks, insurance companies, and pension funds to manage financial obligations effectively. Anchored in Bonsai's Personal Asset Liability Management (PALM) methodology, parlance can be described as the funding an individual will require to meet current and future financial obligations to achieve goals and security within personal constraints and preferences, while preventing any shortfall.
Empowering Advisors to Deliver Custom-Optimized Portfolios
Bonsai's approach to investment management is to build portfolios considering assets and liabilities to minimize shortfall and maximize the funded ratio. The goal of the investment platform is to incorporate active, passive, and smart beta traditional and alternative assets into an optimized portfolio structure designed to meet pre- and post-retirement cashflow needs and terminal wealth goals.
Explore our other Pillars
MyBonsai
Our proprietary predictive financial planning software empowers advisors to hyper-personalize the wealth planning experience and significantly enhance client outcomes with a scenario-based personal asset liability management methodology.
Bonsai Exchange
Our risk solutions marketplace representing competitive solutions that complement the hyper-personalized wealth planning methodology and elevate the probability of clients achieving their determined outcomes.
Bonsai Institute
Our prescriptive practice management identifies proven opportunities for advisors to unlock their maximum potential, creating step-by-step road-maps that automatically put checkpoints in place to keep advisors focused on their success, both IN and ON their business.